Late Payment Removal 

The testimonials are not necessarily representative of all of those who will use our products and/or services.

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Vivix Credit Solutions

Vivix Credit Solutions is a licensed and bonded Credit Service Organization that has successfully assisted Las Vegas clients with Credit Repair and correcting or removing late payments that are inaccurate, questionable, and unverifiable from each credit  bureau.
Although credit bureaus are required to follow reasonable procedures to ensure that the late payment information they report is accurate, mistakes or errors can and will occur and may affect your credit score.

A late payment indicates how many days you are late from the payment due date. Late payments can range from 1-30 days past due, 60-90 days past due, 90-120 days past due, 120-150 days past due, and 150-180 days past due.

The credit bureaus are notified by your creditor when your payment is 30 days late. Since your payment history make approximately 35% of your credit score a late payment can significantly decrease your credit score, sometimes by up to 100 points! Typically, a late mortgage payment will have the most negative impact on your credit score. Late payments can also cause your interest rates to be increased and your creditor may also charge a late fee.

Once a late payment is reported to the credit bureau, it could remain on your credit report for 7 years and a late payment will make future applications for credit more difficult to obtain. This information is used by lenders such as credit card companies to determine an individual's credit worthiness that is determining an individual's willingness to repay a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders. Lenders like to see consumer debt obligations paid on a monthly basis.

Vivix Credit Solutions will also show you proof of the hundreds of Las Vegas clients who have received out Credit Repair services and will also show you proof of our late payment removals.

As noted in the Fair Credit Reporting Act, late payments should automatically be removed from your credit report by each credit bureau 7 years from the date the late payment was   made.

If you have a late payment that is more than 7 years old and it has not been removed from your credit score please contact our office for a free consultation with one of our credit experts to discuss how to remove the late payments from your credit report.

The testimonials are not necessarily representative of all of those who will
use our products and/or services.

Bayron Rosales

3 months ago

Great and professional team, my credit was really poor and they deleted 97% of my bad accounts which improve my credit score dramatically, I also opened three credit accounts already, currently they are working hard to delete some of my remaining bad accounts that I have with Experian.

Fidel Cruz

4 months ago

Vivix Credit Solution gets two thumbs up from me... My credit score increased. I really appreciate the help and assistance of Vivix Credit Solution. Thank you and More power to you all.

Riyad Shalabi

7 months ago

Thank you for all the good work you’ve done.

Chirondala Maduka

6 months ago

My credit score increased after Vivix Credit Solutions services. By the time they were done my score was in the high 600s low 700s! I was so impressed. THANKS VIVIX...YOU ARE THE BEST! 

S Costley

4 months ago

Thank you Vivix Credit Solutions for the credit education and credit repair guidebook that you gave me! It has been a tremendous help. 

Roosevelt Mompremier

4 months ago

I am extremely pleased with the result. Outstanding customer service, and best of all - they are very knowledgeable.

Joel Rojas

11 months ago

From the first visit the staff was so professional and truly concern to my issues. I signed up for their service and it was the best thing I did. I was very pleased with the results and I will give gladly tell anyone that needs this service to go to Vivix Credit Solutions. Thank you for the experience.

Joseph Olszewski

a year ago

When I first walked into the Vivix Office I felt a friendly feeling and from then on it was nothing but good things happening.  My credit score was in the low 500’s now is 753.  Thank you for a wonderful job!

Rokeia Smith

a year ago

I want to thank everyone at Vivix Credit Solutions for all their hard work and dedication. When I first walked into the door I thought my credit was a loss cause. After only a couple of months my credit score increased at least 60 points and continue to increase today.  I recommend anyone who wants to clean up their credit to call Vivix Credit Solutions first. 

Ngweh Azah

2 years ago

My experience with Vivix Credit Solutions has been more than satisfactory. Thanks to them, I am on my way to having excellent credit. All negative accounts on my credit report have been eliminated. 

Leo Rodrigues

3 years ago

I had a great experience working with Vivix Credit Solutions. They helped me eliminate thousands of dollars worth of bad credit debt! I was really skeptical at first, but as soon as I saw my first set of results I knew I had made the right decision to use them for my credit repair. I'm happy to refer them clients too, they helped me out a lot!

Zanina Beckett

a year ago

I have been working with Mr. Gabriel Brown for the last 6 months and my credit score has already improved 50%. I am very happy with Mr. Brown and his entire staff. I recommend Vivix Credit Solutions to all my friends and family.

Peter Arroyo

2 years ago

I can’t believe the results I have already received with just one treatment, and I still have 2 treatments left. I believe by the end of this I will have everything negative deleted from my credit report. There are so many different companies out there offering their assistance and I tried many, but failed with all. Vivix Credit Solutions is the only one that was able to fix my credit. 

Lori Sisolak

a year ago

WooHoooo! My credit score went up another 54 points in one month thanks to Mr. Gabriel Brown and the Vivix Credit Solutions Team.

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